I am 48 female in good health, I thought...

I was diagnosed with MGUS in 7/10 and my oncologist has made it seem that i should not be concerned really at all.
However, here are the numbers, which are recently changing.
I presented initially with an Mspike of 1.0 and 5% plasma cells from two different BMB sites-hip and spine(not fun).
I initially presented with zero parts iron in my marrow. Two Fereheme infusions helped that, but iron numbers heading down again. I had a uterine ablation to stop heavy periods.
Recently, I had a very low Vit d number-now on 50,000 units per week.
My albumin number is falling from mid normal range towards bottom of normal(have pending labs which may come in today).
My kappa FLC broke out of normal this past july to 28.95 and as of today are at 34.9
My lambda is at 9.8
My ratio today is 3.8
I have Bence Jones in my urine.
I am going to Johns Hopkins for a second opinion and would love to get into something at NIH.
But I am so damned confused about my numbers. From everything I have read, I do have reason for real concern.
I welcome any and all input.
Blessings and peace to all of you,
barb