I am not sure this question will make sense but I'm going to give it a shot:
My current health insurance is that which I have through my job. However, open enrollment was before my diagnosis, so my plan covers only a few states.
Does anyone know if I am allowed to purchase my own insurance that would cover me if I wanted to go for a second opinion in another state (that is not covered under my current health insurance?)
I'm still confused / learning about how to get second opinions, so this question may make no sense, but it is my understanding that whatever my insurance does not cover (i.e. out-of-network hospitals), I will be responsible for the cost? Meaning: out-of-network is out-of-network; my insurance company won't make exceptions just because it is a second opinion (vs. receiving all treatment at the out-of-network hospital).
Had I known I was going to get this diagnosis I would have selected the top plan instead of the second highest coverage plan. D'oh!
Hindsight is 20/20, I suppose!
