When I stopped working due to my multiple myeloma, my biggest concern was how I was going to maintain my health insurance.

Through a deal I negotiated with my partners, I was able to stay on our group health plan for a while.  When my former group merged with a larger group, this option was no longer available.  Since the group plan was being dissolved, COBRA insurance was also not available.

After much anxiety and research, I discovered that since coverage was continuous and COBRA insurance was not available, I was eligible …